Before we get this party started here are a few things to know
FINANCIAL SERVICES POLICY DISCLOSURE
We provide loans with terms from 6 months to 60 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our annual interest rates range from 12.95% to 28.95% depending on your credit profile, the collateral and several other factors that are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Your loan contract will show all applicable credit fees and charges. See our ‘Everything You Need to Know’ page of our website for further details and please use the loan calculator. As an example, on a typical loan, if you borrowed $5,000 at 16.95% AIR and made repayments over 12 months your total repayments would be $6,059.38 which includes $450 establishment fee, $104 administration fee ($8.60 per month) and interest of $484.28.
