To help New Zealanders protect the things that they have worked hard for, we offer a range of competitively priced insurance products from lifestyle protection to motor vehicle cover.
Our insurance services are managed by Quest Insurance Group who are part of the Geneva group of companies.
Quest Insurance Group Limited is a licensed insurer under the Insurance (Prudential Supervision) Act 2010. Information on Quest’s Solvency and Credit Rating can be found here.
Quest Comprehensive Motor Vehicle Insurance covers physical loss or damage to your vehicle caused by an accident, whether through your own actions or those of others. Cover includes fire, theft or illegal conversion of your vehicle. Quest Comprehensive Motor Vehicle Insurance also covers your legal liability for damage to other peoples’ property or injury to them arising from an accident caused by your vehicle, including legal costs. Policies sold on or before 18 August 2015 were supplied by QBE Insurance (International) Limited
If you suffer a total loss to your vehicle Quest will pay the financier any shortfall difference between the total loss payment received and the balance outstanding of the original loan contract owed to the financier, up to the limit you nominated in the insurance application form. You may also qualify for on-road costs comprising delivery charges and registration in relation to the purchase of your replacement vehicle; comprehensive motor vehicle insurance premium to be paid in relation to your replacement vehicle; and the excess in relation to the total loss of the vehicle.
Your vehicle is covered for the reasonable costs of repairing or replacing the actual breakdown of mechanical or electrical components due to a sudden and unforeseen happening during normal use. Policies are available for 12, 24, or 36 months and come with Quest Roadside Assistance.
Quest Roadside Assistance Roadside Assistance 24 Hours a Day, 7 Days a Week, 365 Days a year. You may make up to three Quest Roadside Assistance callouts per year. Quest Roadside Assistance Benefits Include: Mechanical Breakdown Assistance; towing; flat battery; lockout service; lost keys; change of flat tyres; out of fuel.
Quest Insurance Group Limited is a 100% owned subsidiary of Geneva Finance Limited
FINANCIAL STRENGTH
Quest Insurance Group Limited has been issued a Financial Strength Rating of B (Fair) and an Issuer’s Credit Rating of bb+ (Fair). The outlook of these Credit Ratings (ratings) is stable. These ratings were affirmed by A.M. Best on 21st September 2023 and the A.M. Best Rating Scale can be viewed by clicking here.
